Real-Time Cash Visibility & Treasury Automation

“How much cash do we really have today?”

If you can’t answer that with confidence and in seconds, your treasury process is lagging behind.

Legacy treasury teams rely on next-day bank statements, spreadsheets, and siloed data. But volatility, multi-currency operations, and working capital cycles demand real-time intelligence — and that’s where AI is changing the game.

1. Why Cash Visibility Matters More Than Ever

In 2025, companies face daily liquidity pressures: delayed receivables, FX devaluation, and rising interest costs. Without up-to-date cash forecasting:

• 🛑 You might borrow when you don’t need to
• 🛑 You might miss short-term investment windows
• 🛑 You might fail to cover payroll on time

2. What AI Enables in Modern Treasury

• 📊 Bank account aggregation across regions in real-time
• 🔄 Automated cash positioning with daily cash balances
• 📈 Predictive cash flow modeling (13-week rolling forecast with AI)
• 🚦 Smart alerts for liquidity gaps or idle balances

Platforms like Kyriba, TIS, and TreasuryXpress now include AI modules that forecast inflows and outflows based on pattern recognition — not just static Excel rows.

3. Power BI + Open Banking Integration

Power BI can visualize global cash balances and treasury KPIs when integrated with APIs or automation platforms like Azure Logic Apps or Tableau Prep.

Features:

• Live dashboards with FX-adjusted cash by entity
• Historical trend analysis for liquidity gaps
• AI-generated cash burn forecasts

4. ChatGPT’s Role in Treasury Insight

While ChatGPT can’t connect to banks, it helps explain trends, build policies, and automate narrative reports. Examples:

“Summarize the impact of a 5% EGP devaluation on our USD working capital.”

“Draft a treasury policy for cash buffer thresholds across 3 regions.”

AI helps CFOs create board-ready narratives in less time and with more clarity.

5. What to Watch For

• ⚠️ API banking integrations can be inconsistent
• ⚠️ Not all platforms provide true real-time syncs
• ⚠️ AI forecasts need finance review before action

Don’t automate trust. Use AI to advise, not control, treasury moves.

Conclusion: Know Your Cash. Now.

AI gives CFOs the clarity and agility to manage cash proactively, not reactively. In volatile markets, that’s the difference between scaling and stalling.

Next in the Series: Trend 4 – AI-Augmented FP&A

📩 Want help designing your real-time cash dashboard? Let’s talk.